The Course
Hey there! Are you ready to take control of your financial future with a powerful wellness plan designed to elevate your financial acumen and protect your wealth? Our program is all about giving you the tools to reduce debt, shield your assets from creditors or litigation, and build a solid foundation for wealth creation. We’re diving into strategies that not only restore and boost your credit but also guide you in purchasing assets wisely and increasing your income.
This isn’t just about making short-term gains; it’s about creating a sustainable financial legacy. Through real-world applications, you'll learn how to manage debt, grow your savings, and make smart investments that will set you up for long-term success. By the end of this journey, you'll have the confidence and knowledge to protect your wealth, grow it, and pass it on to future generations. Let's turn financial wellness into a lifelong advantage and get you on the path to lasting financial security.
What you will learn
You know, when I first started putting this course together, I wanted to make sure it wasn’t just another run-of-the-mill program. Instead, it’s been thoughtfully designed with your financial health in the forefront. It's like a roadmap, crafted to navigate you through the complexities of managing your money with greater confidence, no matter where you're starting from. The structure is straightforward and progressive; it helps beginners ease into the world of finances without feeling overwhelmed. Each lesson builds on the last, ensuring that you grasp the fundamentals before moving on to more advanced topics. Think of it as building blocks to your financial fortress. From creating a budget to understanding investments and protecting your assets, I've made sure the content is clear, actionable, and, above all, empowering. And when you finish, you’ll feel equipped with the tools and knowledge needed to make informed financial decisions – which, let's face it, is incredibly liberating.
Curriculum
- Assets Not Protected from Litigation
- Protect Your Assets & Income with Disability Protection
- Protecting Your Family with the Basics
- Liability Limits that Protect Your Assets
- Why Cash Value Can Protect Your Savings Stored in a Bank
- Using a Reserve Account to Protect Your Savings
- When You Need an Umbrella Policy
- This is Not for Everyone!
- Introduction to Banking- How Banks Make Money
- The Death Pledge
- Deception of Interest Rates with a 30 Year Mortgage
- Why You want to do this 1st Lien HELOC vs. a Mortgage
- Mortgage vs. a HELOC
- Look at Cost of Funds vs. Solely Looking at Interest Rate
- How Interest Rates Work + Product Utilization
- Switching from a Mortgage to a 1st Lien HELOC
- 1st Lien vs. 2nd Lien HELOC
- Application of the 1st Lien HELOC
- Requirements to Utilize this 1st Lien HELOC Strategy
- HELOC vs. HELOAN
- HELOC Automatic Setup
- When and Why to do a 2nd Lien HELOC
- 2nd Lien HELOC Examples
- 2nd Lien HELOC Scenario
Your instructor
Samuel Denton brings over a decade of experience in financial consulting and personal wealth management to his role as an educator in the Financial Wellness Course. With a background that spans working with diverse clients to help them navigate complex financial landscapes, Samuel possesses a deep understanding of the critical principles that drive monetary health and stability. His expertise lies in formulating tailored strategies that empower individuals to maximize their financial potential, eliminate debt, and secure a prosperous future.
At the heart of Samuel's teaching philosophy is a commitment to making financial literacy accessible and engaging to all, irrespective of one's starting point. Samuel’s passion for financial wellness is rooted in the belief that a solid foundation in money management is key to achieving personal goals and overall life satisfaction. Through his course, Samuel connects with students by sharing real-world scenarios and practical solutions, confidently guiding them on their journey to financial empowerment and resilience.